Vijay Malik Financial Services

Financial Tools & Calculators

Plan your investments, project returns, and stress-test your retirement and FIRE timelines with 12 institutional-grade calculators. Indian formatting, transparent math, zero gating.

SIP Calculator

Future value of monthly SIP investments compounded at expected return.

Use toolSIP

Lumpsum Calculator

Project growth of a one-time investment over time.

Use toolLumpsum

SWP Calculator

Plan systematic withdrawals — see how long your corpus lasts.

Use toolSWP

SIP Step-Up Calculator

Model SIP with an annual increment — most realistic income-linked growth.

Use toolStep-Up

Inflation Calculator

See the future cost of today's expenses at a given inflation rate.

Use toolInflation

Retirement Calculator

Plan retirement corpus and required SIP for your target retirement age.

Use toolRetirement

Goal Calculator

Compute monthly SIP needed to hit any life goal.

Use toolGoal

CAGR Calculator

Compute compounded annual growth rate from start, end, and tenure.

Use toolCAGR

XIRR Calculator

Compute XIRR across irregular cashflows using Newton-Raphson.

Use toolXIRR

ELSS Tax Savings Calculator

Estimate 80C tax savings via ELSS based on your slab.

Use toolELSS

FIRE Calculator

Plan financial independence — corpus needed using the 25× rule (4% SWR).

Use toolFIRE

Fund Returns Calculator

Backtest SIP returns on any real mutual fund using live NAV history.

Use toolFund Returns

All calculator outputs are projections. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.