Who we are
ARN-317605 is an AMFI-registered Mutual Fund Distributor under the name Ojasvi Malik, based in Zirakpur, Punjab, India. Together with his late father Vijay Malik, the firm has been serving Indian families on mutual fund portfolios for over four years.
Vijay Malik Financial Services is the trading name of a sole proprietorship owned by Ojasvi Malik, who holds AMFI registration ARN-317605. The firm is named in memory of his late father, Vijay Malik. We are an AMFI-registered Mutual Fund Distributor. We are not affiliated with, and should not be confused with, any SEBI-registered Research Analyst or Investment Adviser operating under a similar name.
Our distribution partners
We are partnered with NJ Wealth and SBI Mutual Fund — India’s largest and second-largest mutual fund distributor networks respectively. This gives our clients access to the full universe of regular and direct mutual fund schemes across every Indian AMC.
Distributor, not advisor
We want to be unambiguous about our role. Vijay Malik Financial Services is a mutual fund distributor, not an investment advisory firm. We do not provide investment advice. We help families navigate the mutual fund universe, complete onboarding paperwork, and reach long-term wealth goals through systematic, low-friction investing.
Every chart, table, and number you see on this site is computed from publicly available NAV history and mathematical formulas. It is presented for educational purposes only. For personalised investment advice or recommendations on specific funds or stocks, please consult a SEBI-Registered Investment Adviser (RIA).
Where our data comes from
Every NAV, return figure, and risk metric on this site is computed from the official AMFI (Association of Mutual Funds in India) daily NAV feed, synced every day for 1800+ active schemes across all 54 AMCs. Trailing and rolling returns, volatility, Sharpe and Sortino ratios are calculated directly from this NAV history using standard formulas — we never estimate, interpolate, or copy numbers from third-party aggregators.
Fund manager details, expense ratios, portfolio holdings, and benchmark-relative ratios (Beta, Treynor, Information Ratio) are sourced from each AMC’s official monthly factsheet and labelled as such wherever they appear. Where a data point is not yet available from a verified source, we show nothing rather than a guess.
How we make money
As an AMFI-registered distributor, we earn trail commission from AMCs when clients invest in regular plans through us. That is our entire business model — the research tools, calculators, and fund data on this site are free, and we do not sell your data or charge for access. Because commissions could bias recommendations, we publish direct-plan data (which pays us nothing) alongside everything else and state each fund’s expense ratio plainly.
Who writes our content
All articles on our blog are written by Ojasvi Malik (ARN-317605), drawing on hands-on experience helping Indian families build mutual fund portfolios. Our editorial policy explains how content is researched, fact-checked, and kept separate from our distribution business.
Office address
Motiaz Royal CityZirakpur, Punjab 140603IndiaReach us
- Phone
+91 94173 34348 - Email
ojasvi.malik@vmfinancialservices.com - ARN
ARN-317605