Vijay Malik Financial Services
An autonomous wealth engine built for Indian retail investors. A tribute to Vijay Malik — a mission-critical Fintech application for high-trust, transparent financial guidance.
We believe every Indian family deserves institutional-grade wealth tools — without the institutional price tag.
Why we built
this platform
Vijay Malik Financial Services was built as a tribute to Vijay Malik — to carry forward his legacy of clarity, integrity, and trust in financial matters. The goal is simple: give every Indian retail investor access to tools previously reserved for institutional players.
We partner with AMFI-registered platforms to offer direct mutual fund investments, comprehensive portfolio analytics, and AI-powered goal planning. Our advanced analytics engine provides institutional-grade portfolio tracking, XIRR computation, and tax liability calculations. Monte Carlo goal probability simulations are coming soon pending SEBI IA registration.
Our philosophy is Zero-Storage PII — no PANs, no folio numbers, no full names in plain text. Your financial identity is yours. We build for trust.
AMFI Registered
ARN-317605 · NISM Certified
Serverless-First Architecture
Edge Runtime · Cloudflare · Railway PostgreSQL
Gemini 1.5 Flash AI Engine
Monte Carlo · Coming Soon (SEBI IA pending)
Our Principles
Zero-Storage PII
No PAN, folio numbers or full names stored in plain text. Your financial identity stays private by design.
Sub-100ms Performance
Every screen is interactive within 100ms using Stale-While-Revalidate cache patterns. Speed is trust.
AI-Powered Guidance
AI-powered goal evaluation with Monte Carlo simulations — Coming Soon pending SEBI IA registration.
Family-First Philosophy
Built as a tribute to Vijay Malik — dedicated to serving Indian families with clarity and integrity.