D1 · TAX
Post-tax returns
CAGR and SIP returns recomputed after LTCG, STCG and indexation. See your real, after-tax outcome — with the tax-drag % shown.
AMFI primary data · ARN-317605
The deepest mutual fund analysis in India.
Post-tax returns, factor exposure, drawdown recovery, style drift, expense drag — dimensions of analysis no other Indian platform computes. Every number is derived from AMFI's official daily files, then shown to you transparently.
Analysis ledger
Funds analysed1,800+
Analysis dimensions12
NAV history depth10yr+
Computed fromAMFI files
1,800+
Schemes analysed
12
Unique dimensions
10yr+
NAV history
54
Fund houses
The analysis
Twelve dimensions, no one else's twelve
Most platforms stop at returns, Sharpe and expense ratio. We go where they don't — and we show the computation.
D2 · FACTORComing soon
Factor exposure radar
Size, value, momentum, quality and low-vol loadings versus benchmark — a multi-factor view, not just a style box.
D3 · BEHAVIOR
Drawdown & recovery time
Underwater curve with depth, duration and months-to-recover for every drawdown. Know how long a fund takes to climb back.
D4 · COST
Expense-drag compounding
Your TER versus the category median, compounded over 10 and 20 years. See the ₹ you lose to fees.
D5 · STYLEComing soon
Style drift over time
Track a fund's style position month by month across years, with a drift score. A fund that changed character is a different fund.
D6 · CONCENTRATIONComing soon
Concentration & overlap
Herfindahl index, effective number of holdings, top-10 weight, and cross-fund overlap — so you never double up unknowingly.
D7 · INDEXComing soon
Tracking error analytics
Tracking difference, tracking error and roll-return drag for every index fund and ETF — the analytics the index boom deserves.
D8 · MANAGER
Manager tenure vs fund age
Scatter of manager tenure against fund age, plus a manager-change timeline. Recent churn is a risk no static stat shows.
D9 · QUALITYComing soon
Holdings-quality score
Aggregate portfolio P/E, P/B, ROE, debt quality and turnover into one quality score with a peer percentile.
D10 · RISKComing soon
Complete risk-return bundle
Downside capture, upside capture, Sortino, Calmar and information ratio in one view — not just Sharpe and standard deviation.
D11 · CYCLESComing soon
Cycle-decomposed ranking
Risk-adjusted rank within category split into bull, bear and range regimes. Consistency across regimes, not one snapshot.
D12 · GOVERNANCEComing soon
Governance & behavioral flags
Exit-load structure, side-pocketing history, expense-ratio changes and AMC regulatory actions — the red flags others omit.
0+ Funds Tracked
Regular & Direct, Growth & IDCW across 54 AMCs
AMFI Registered
ARN-317605 · Investor-first distributor
Zero Commission
Direct plans — no distributor commission — AMC expense ratio applies
0+ Years of NAV Data
Trailing & rolling returns computed live
SIP Calculator
See what your monthly SIP could grow to. Pure math, no commissions.
₹
%
years
₹25.23 LFuture value
Invested
₹9,00,000
Wealth gained
₹16,22,880
Your ₹9,00,000 could grow to ₹25,22,880 over 15 years at 12% annual return. Results are illustrative projections at an assumed return rate — actual returns vary and are not guaranteed. Mutual fund investments are subject to market risk.
Goal-Based Investing
Pick a life goal — get a monthly SIP target backed by real math.
Methodology
Shown, not asserted
Primary data
Every NAV and return is recomputed nightly from AMFI India's official daily files — never from AMC marketing or third-party aggregators.
Transparent math
Each dimension shows its formula. Standard deviation, factor loadings, Herfindahl, post-tax logic — you can reproduce every number we print.
Cited, or deleted
Every percentage carries a source. A figure we cannot source is a figure we do not publish.
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India's most transparent mutual fund research platform
Vijay Malik Financial Services is an AMFI-registered mutual fund distributor (ARN-317605) offering free, data-driven research tools for Indian investors. Every NAV, return figure, and risk metric on this platform is computed from AMFI India's official daily data files — not sourced from AMC marketing materials or third-party aggregators.
Every AMC, every plan type, one screener: our mutual fund screener covers all 54 fund houses and 1800+ active SEBI-registered schemes across every category: Large Cap, Mid Cap, Small Cap, Flexi Cap, Multi Cap, ELSS, Index Funds (Nifty 50, Nifty Next 50, Nifty Midcap 150), Hybrid (Balanced Advantage, Aggressive Hybrid, Conservative Hybrid), Debt (Liquid, Short Duration, Corporate Bond, Gilt), and Fund of Funds. Filter by category, plan type (Direct or Regular), option (Growth or IDCW), returns, and risk level.
Trailing returns are computed as CAGR from 10 years of NAV history for every fund. Risk metrics — standard deviation, Sharpe ratio, Sortino ratio, maximum drawdown — are calculated using institutional-grade formulas on the same NAV dataset. The fund comparison tool lets you benchmark up to four funds side-by-side across all metrics and view ₹10,000 normalised growth charts.
Our free calculator suite covers every major personal finance calculation: SIP future value, lumpsum growth, Step-Up SIP (with annual increment), SWP for retirement income, ELSS 80C tax savings, FIRE corpus target, retirement corpus planning, goal-based SIP sizing, CAGR, XIRR on irregular cashflows, and inflation impact. The fund returns backtester uses live AMFI NAV data to compute the actual XIRR an SIP investor would have earned in any real fund.
We publish long-form research articles on topics including: best large cap mutual funds for 2026, mid cap vs small cap fund risk comparison, SIP vs lump sum — which strategy wins, ELSS vs PPF vs NPS for tax saving, direct vs regular mutual fund plans — the real cost difference, how to read a mutual fund factsheet, Nifty 50 index fund comparison, and how expense ratio affects 20-year wealth creation.
Vijay Malik Financial Services (ARN-317605) is an AMFI-registered mutual fund distributor, not a SEBI-registered investment adviser. All research, data, and tools on this platform are for educational purposes only and do not constitute investment advice. Mutual fund investments are subject to market risks. Past performance is not indicative of future results. Please read all scheme-related documents carefully before investing.