Distributor, not advisor
Vijay Malik Financial Services (ARN-317605, sole proprietor: Ojasvi Malik) is an AMFI-registered Mutual Fund Distributor. We are not a SEBI-Registered Investment Adviser, broker, portfolio manager, research analyst, or stock advisory firm.
We do not provide investment advice. We do not recommend specific funds or stocks. We do not give buy, sell, or hold signals. Our role is to help Indian families discover, evaluate, and invest in mutual funds through the regulated distribution channel.
Educational nature of all content
Every chart, table, ranking, screener result, return number, risk metric, calculator output, and blog article you encounter on this site is intended for educational and informational purposes only.
All analysis is computed from publicly available Net Asset Value (NAV) history and standard mathematical formulas (CAGR, XIRR, standard deviation, Sharpe ratio, maximum drawdown, etc.). It is based on past performance.
Past performance is not indicative of future results. Funds that performed well historically may underperform in the future, and vice versa.
Market risk warning
Mutual fund investments are subject to market risks. The value of your investment can go up or down. You may lose part or all of your capital.
Please read all scheme-related documents carefully before investing — including the Scheme Information Document (SID), Statement of Additional Information (SAI), and Key Information Memorandum (KIM) issued by the Asset Management Company.
Consult a SEBI-Registered Investment Adviser
For personalised investment advice, stock or fund picking recommendations, portfolio construction guidance, or tax-specific planning, please consult a SEBI-Registered Investment Adviser (RIA). You can verify RIA credentials at sebi.gov.in.
Data accuracy
Fund data on this site is sourced directly from AMFI India (NAVOpen daily files and NAV history reports) and AMC public releases. While we make best efforts to keep data accurate and current (daily NAV refresh, regular scheme master sync), we make no warranty regarding completeness, accuracy, or timeliness. NAVs may be delayed by 1 business day; corporate actions (mergers, dividend distributions) may not be immediately reflected.
Before transacting on any specific scheme, always cross-verify the latest NAV and scheme details on the AMC’s official website or AMFI India.
Limitation of liability
Vijay Malik Financial Services accepts no responsibility for any direct, indirect, incidental, consequential, or punitive damages arising from the use of this site, its tools, its calculators, its content, or decisions made based on information presented here.
Tax disclosure
Tax calculations on this site (ELSS savings, capital gains, indexation scenarios) reflect rules under the Income Tax Act, 1961, as amended from time to time. Tax laws change. Always confirm current rates and rules with a Chartered Accountant or qualified tax professional before filing.
Third-party content
Links to AMC websites, SEBI, AMFI, and other third-party resources are provided for convenience. We do not endorse, and accept no liability for, content on external sites.
Contact
Questions about this disclaimer or our regulatory status? Email hello@vmfinancialservices.com.