Model SIP with an annual increment — most realistic income-linked growth.
Inputs
₹₹10.00 K
10%
Increase SIP by this % every 12 months
12%
15yr
Future Value (Step-Up)
₹86.84 L
Invested ₹38,12,698 · Gained ₹48,71,152
Total Invested
₹38.13 L
Estimated Returns
₹48.71 L
Final Monthly SIP
₹37,975
₹86.84 LFuture Value
Stepping up your SIP by 10% each year lets a starting ₹10,000/mo compound into ₹86.84 L over 15 years — usually 30–60% more than a flat SIP at the same return.
Calculator outputs are projections based on the inputs you provide. Actual returns depend on market conditions and fund selection. Past performance is not indicative of future returns.
